Annual fee $95. 6% U.S. supermarkets up to annual cap and select streaming; 3% transit and U.S. gas; 1% other.
See if it fits my walletThe 3 reviewed personal cards that share the most card types and features with the Blue Cash Preferred.
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Annual fee; superstores and wholesale clubs generally do not earn supermarket rate
Check current offer This link goes to American Express’s site. Dean earns nothing if you apply.Annual fee: $0, against $95 for the Blue Cash Preferred. Best fit: Households wanting useful everyday categories with no fee. Dean’s catalog lists it as: Grocery, Gas, Online retail, Cash back.
Read Dean’s reviewAnnual fee: $0, against $95 for the Blue Cash Preferred. Best fit: Dining-heavy households wanting no fee. Dean’s catalog lists it as: Dining, Grocery, Gas, Streaming.
Read Dean’s reviewAnnual fee: $0, against $95 for the Blue Cash Preferred. Best fit: People wanting broad no-fee categories. Dean’s catalog lists it as: Travel, Dining, Gas, Transit, Streaming, Phone.
Read Dean’s review| Card | Annual fee | Rewards and benefit summary | Best fit | Main drawback | Source |
|---|---|---|---|---|---|
| Blue Cash PreferredAmerican Express | $95 | 6% U.S. supermarkets up to annual cap and select streaming; 3% transit and U.S. gas; 1% otherDisney Bundle credit under terms; purchase and return protections vary by guide | Households with high qualifying supermarket spend | Annual fee; superstores and wholesale clubs generally do not earn supermarket rate | American Express Checked 2026-07-22 |
| Blue Cash EverydayAmerican Express | $0 | 3% U.S. supermarkets, U.S. gas, and U.S. online retail, each subject to annual caps; 1% otherDisney Bundle and Home Chef credits under terms; no annual fee | Households wanting useful everyday categories with no fee | Caps and U.S.-only category definitions | American Express Checked 2026-07-22 |
| Altitude Go Visa SignatureU.S. Bank | $0 | 4X dining up to quarterly cap; 2X grocery, gas, EV, and streaming; 1X otherStreaming credit under qualifying terms; no foreign transaction fee | Dining-heavy households wanting no fee | Dining cap and excluded superstores or clubs | U.S. Bank Checked 2026-07-22 |
| AutographWells Fargo | $0 | 3X restaurants, travel, gas, transit, popular streaming, and phone plans; 1X otherNo foreign transaction fee; cell-phone protection; transfer partners under current program | People wanting broad no-fee categories | Transfer-partner set is smaller than some rivals | Wells Fargo Checked 2026-07-22 |
6% U.S. supermarkets up to annual cap and select streaming; 3% transit and U.S. gas; 1% other.
On everyday purchases that fit no bonus category, Dean counts 1% back when it ranks this card for you.
Disney Bundle credit under terms; purchase and return protections vary by guide.
Dean treats these as the reasons to hold the Blue Cash Preferred. If you would not use them, the card is worth less to you than its marketing says.
Dean lists the Blue Cash Preferred for good, excellent credit. It is a personal card on the Amex network. Availability: public national.
A listed credit range is a starting point, not an approval promise. American Express decides approval, your credit limit, and your rate when you apply.
Annual fee; superstores and wholesale clubs generally do not earn supermarket rate.
Annual fee: $95. Dean checked the fee and terms against American Express on July 22, 2026. Terms can change after that date, so read the live offer before you apply.
Elevated rewards at supermarkets and grocery delivery. High return on a common household category.
Best for: Families and home cooks. Watch for: Walmart, Target, Costco, and other superstores often do not qualify.
Same rate on most eligible purchases.
Conditions to check: Excluded cash-like transactions and redemption value. Best for simplicity and uncategorized spend.
Statement credit or instant discount for eligible travel.
Conditions to check: Calendar versus cardmember year, portal or merchant restrictions, exclusions. Value it at face value only if you would use it naturally.
Reimburses selected airline fees.
Conditions to check: Enrollment, selected airline, eligible charges, and posting window. Tickets often do not qualify.
Dean links directly to the issuer. Card terms and eligibility can change after the review date.