Capital OneSavor Rewards for Students
$0Students with food and entertainment spend
Category exclusions and high APR if carrying a balance
Check current offer This link goes to Capital One’s site. Dean earns nothing if you apply.Capital One Savor Rewards for Students
Annual fee $0. 3% grocery, dining, entertainment, and popular streaming; 1% other.
See if it fits my walletDean’s short answer
Best fit: Students with food and entertainment spend.
StudentDiningGroceryEntertainment
This card and its closest alternatives
The 3 reviewed personal cards that share the most card types and features with the Savor Rewards for Students.
When a link pays Dean a commission, the card says so right there. Paid or not, the ranking never changes, and no issuer sponsors or endorses Dean. Approval, rates, and terms are controlled by the card issuer.
Capital OneSavor Cash Rewards
$0Capital One Savor Cash Rewards
Same annual fee: $0. Best fit: Food and entertainment spenders wanting no fee. Dean’s catalog lists it as: Dining, Grocery, Entertainment, Cash back.
Read Dean’s reviewDiscoverDiscover it Student Chrome
$0Discover it Student Chrome
Same annual fee: $0. Best fit: Students wanting automatic categories. Dean’s catalog lists it as: Student, Gas, Dining.
Read Dean’s reviewChaseDoorDash Rewards Mastercard
$0Chase DoorDash Rewards Mastercard
Same annual fee: $0. Best fit: Frequent DoorDash users. Dean’s catalog lists it as: Retail open-loop, Dining, Grocery.
Read Dean’s review| Card | Annual fee | Rewards and benefit summary | Best fit | Main drawback | Source |
|---|---|---|---|---|---|
| Savor Rewards for StudentsCapital One | $0 | 3% grocery, dining, entertainment, and popular streaming; 1% otherNo foreign transaction fee; student-focused eligibility | Students with food and entertainment spend | Category exclusions and high APR if carrying a balance | Capital One Checked 2026-07-22 |
| Savor Cash RewardsCapital One | $0 | 3% grocery, dining, entertainment, and popular streaming; 1% otherNo foreign transaction fee; entertainment access | Food and entertainment spenders wanting no fee | Superstores and wholesale clubs excluded from grocery category | Capital One Checked 2026-07-22 |
| Discover it Student ChromeDiscover | $0 | 2% gas and restaurants on combined quarterly cap; 1% otherFirst-year Cashback Match; no annual fee | Students wanting automatic categories | Low quarterly cap | Discover Checked 2026-07-22 |
| DoorDash Rewards MastercardChase | $0 | Bonus cash back on DoorDash and dining, grocery, and streaming categoriesDashPass and DoorDash-specific benefits under current offer | Frequent DoorDash users | Value depends heavily on DoorDash use and current DashPass terms | Chase Checked 2026-07-22 |
What it earns
3% grocery, dining, entertainment, and popular streaming; 1% other.
What comes with it
No foreign transaction fee; student-focused eligibility.
Dean treats these as the reasons to hold the Savor Rewards for Students. If you would not use them, the card is worth less to you than its marketing says.
- No foreign transaction fee
- student-focused eligibility
Who can get it
Dean lists the Savor Rewards for Students for limited, fair, good credit. It is a personal card. Availability: public national.
A listed credit range is a starting point, not an approval promise. Capital One decides approval, your credit limit, and your rate when you apply.
The catch
Category exclusions and high APR if carrying a balance.
Annual fee: $0. Dean checked the fee and terms against Capital One on July 22, 2026. Terms can change after that date, so read the live offer before you apply.
How a dining and food card works
Elevated rewards on restaurants, delivery, and sometimes groceries. Strong return on food spending and occasional dining credits.
Best for: Households that spend heavily on food. Watch for: Superstores, clubs, meal kits, and overseas dining can code differently.
How a grocery card works
Elevated rewards at supermarkets and grocery delivery. High return on a common household category.
Best for: Families and home cooks. Watch for: Walmart, Target, Costco, and other superstores often do not qualify.
How a student credit card card works
Underwriting and features target students with limited credit history. No annual fee, modest rewards, credit education.
Best for: Eligible students starting credit. Watch for: Student status or income requirements apply; approval is not guaranteed.
Flat rewards: how to value it
Same rate on most eligible purchases.
Conditions to check: Excluded cash-like transactions and redemption value. Best for simplicity and uncategorized spend.
Bonus categories: how to value it
Higher earn rate for named merchant categories.
Conditions to check: Merchant category code, caps, activation, and geographic limits. Verify how the merchant codes, not how it describes itself.
Annual travel credit: how to value it
Statement credit or instant discount for eligible travel.
Conditions to check: Calendar versus cardmember year, portal or merchant restrictions, exclusions. Value it at face value only if you would use it naturally.
Sources and scope
Check the evidence, then check the live offer.
Dean links directly to the issuer. Card terms and eligibility can change after the review date.