ChaseAeroplan Card
$95Air Canada and Star Alliance users
Award-program complexity and airline-specific perks
Check current offer This link goes to Chase’s site. Dean earns nothing if you apply.Chase Aeroplan Card
Annual fee $95. 3X Air Canada, grocery, and dining; 1X other with spend bonuses under terms.
See if it fits my walletDean’s short answer
Best fit: Air Canada and Star Alliance users.
Airline co-brandTransfer ecosystem
This card and its closest alternatives
The 3 reviewed personal cards that share the most card types and features with the Aeroplan Card.
When a link pays Dean a commission, the card says so right there. Paid or not, the ranking never changes, and no issuer sponsors or endorses Dean. Approval, rates, and terms are controlled by the card issuer.
American ExpressDelta SkyMiles Gold
$0 first year, then $150American Express Delta SkyMiles Gold
Annual fee: $0 first year, then $150, against $95 for the Aeroplan Card. Best fit: Regular Delta flyers checking bags. Dean’s catalog lists it as: Airline co-brand.
Read Dean’s reviewAmerican ExpressDelta SkyMiles Platinum
$350American Express Delta SkyMiles Platinum
Annual fee: $350, against $95 for the Aeroplan Card. Best fit: Delta loyalists pursuing status and using companion travel. Dean’s catalog lists it as: Airline co-brand, Status support.
Read Dean’s reviewChaseUnited Explorer
$0 first year, then current feeChase United Explorer
Annual fee: $0 first year, then current fee, against $95 for the Aeroplan Card. Best fit: Regular United flyers who check a bag. Dean’s catalog lists it as: Airline co-brand.
Read Dean’s review| Card | Annual fee | Rewards and benefit summary | Best fit | Main drawback | Source |
|---|---|---|---|---|---|
| Aeroplan CardChase | $95 | 3X Air Canada, grocery, and dining; 1X other with spend bonuses under termsFree checked bag; Aeroplan status in first year; broad Star Alliance redemption options | Air Canada and Star Alliance users | Award-program complexity and airline-specific perks | Chase Checked 2026-07-22 |
| Delta SkyMiles GoldAmerican Express | $0 first year, then $150 | 2X Delta, U.S. supermarkets, and restaurants; 1X otherFirst checked bag free and qualifying domestic second bag; priority boarding; Delta Stays credit; TakeOff 15 | Regular Delta flyers checking bags | Airline benefits require eligible Delta travel and reservation linkage | American Express Checked 2026-07-22 |
| Delta SkyMiles PlatinumAmerican Express | $350 | 3X Delta and direct hotels; 2X restaurants and U.S. supermarkets; 1X otherAnnual companion certificate; MQD Headstart and Boost; rideshare and Delta Stays credits; bags and boarding | Delta loyalists pursuing status and using companion travel | Fee and coupon-like credits require real Delta use | American Express Checked 2026-07-22 |
| United ExplorerChase | $0 first year, then current fee | Bonus United, dining, and hotel spendFree checked bag; priority boarding; United Club passes; partner credits | Regular United flyers who check a bag | Credits and bag benefit have qualifying rules | Chase Checked 2026-07-22 |
What it earns
3X Air Canada, grocery, and dining; 1X other with spend bonuses under terms.
What comes with it
Free checked bag; Aeroplan status in first year; broad Star Alliance redemption options.
Dean treats these as the reasons to hold the Aeroplan Card. If you would not use them, the card is worth less to you than its marketing says.
- Free checked bag
- Aeroplan status in first year
- broad Star Alliance redemption options
Who can get it
Dean lists the Aeroplan Card for good, excellent credit. It is a personal card. Availability: public national.
A listed credit range is a starting point, not an approval promise. Chase decides approval, your credit limit, and your rate when you apply.
The catch
Award-program complexity and airline-specific perks.
Annual fee: $95. Dean checked the fee and terms against Chase on July 22, 2026. Terms can change after that date, so read the live offer before you apply.
How a airline co-brand card works
Rewards and perks tie to one airline or alliance. Free checked bags, priority boarding, lounge access, companion benefits, award discounts.
Best for: People loyal to a specific airline. Watch for: Lower value when flying other airlines; devaluations are outside the issuer's control.
How a hotel co-brand card works
Rewards and benefits tie to one hotel program. Elite status, anniversary nights, elite-night credits, on-property earning.
Best for: Travelers who repeatedly stay with one hotel group. Watch for: Free-night rules, resort fees, and program changes can limit value.
How a retail open-loop co-brand card works
Merchant-branded Visa, Mastercard, or Amex that also works elsewhere. High merchant rewards plus general network acceptance.
Best for: Loyal customers who still need an everyday payment card. Watch for: Outside-merchant rewards are often weak.
How a balance transfer card works
Transferred debt receives a temporary low or 0% APR. Can reduce interest while paying down existing card debt.
Best for: Borrowers who can repay within the promotional period. Watch for: Transfer fees, deadlines, excluded same-issuer debt, and post-offer APR matter.
Flat rewards: how to value it
Same rate on most eligible purchases.
Conditions to check: Excluded cash-like transactions and redemption value. Best for simplicity and uncategorized spend.
Transfer partners: how to value it
Moves bank points to airline or hotel loyalty programs.
Conditions to check: Transfer ratios, minimums, availability, expiration, and irreversible transfers. Transfer only after confirming an award.
Travel portal multiplier: how to value it
Higher rewards or credits for issuer-portal bookings.
Conditions to check: Portal price, cancellation rules, elite credit, and direct-booking benefits. Compare the total trip terms, not only the multiplier.
Sources and scope
Check the evidence, then check the live offer.
Dean links directly to the issuer. Card terms and eligibility can change after the review date.