ChaseMarriott Bonvoy Bold
$0Occasional Marriott guests
No anniversary free night
Check current offer This link goes to Chase’s site. Dean earns nothing if you apply.Chase Marriott Bonvoy Bold
Annual fee $0. Up to 14X total at Marriott under program stack; bonus travel categories.
See if it fits my walletDean’s short answer
Best fit: Occasional Marriott guests.
Hotel co-brandNo annual fee
This card and its closest alternatives
The 3 reviewed personal cards that share the most card types and features with the Marriott Bonvoy Bold.
When a link pays Dean a commission, the card says so right there. Paid or not, the ranking never changes, and no issuer sponsors or endorses Dean. Approval, rates, and terms are controlled by the card issuer.
ChaseIHG One Rewards Traveler
$0Chase IHG One Rewards Traveler
Same annual fee: $0. Best fit: Occasional IHG guests. Dean’s catalog lists it as: Hotel co-brand, No annual fee.
Read Dean’s reviewWells FargoChoice Privileges Mastercard
$0Wells Fargo Choice Privileges Mastercard
Same annual fee: $0. Best fit: Occasional Choice Hotels guests. Dean’s catalog lists it as: Hotel co-brand, No annual fee.
Read Dean’s reviewAmerican ExpressHilton Honors Card
$0American Express Hilton Honors Card
Same annual fee: $0. Best fit: Occasional Hilton guests wanting a no-fee keeper. Dean’s catalog lists it as: Hotel co-brand, No annual fee.
Read Dean’s review| Card | Annual fee | Rewards and benefit summary | Best fit | Main drawback | Source |
|---|---|---|---|---|---|
| Marriott Bonvoy BoldChase | $0 | Up to 14X total at Marriott under program stack; bonus travel categoriesSilver status; 5 elite-night credits | Occasional Marriott guests | No anniversary free night | Chase Checked 2026-07-22 |
| IHG One Rewards TravelerChase | $0 | Bonus IHG and selected everyday categoriesFourth reward night free on qualifying award stays; Silver status | Occasional IHG guests | No automatic anniversary free night | Chase Checked 2026-07-22 |
| Choice Privileges MastercardWells Fargo | $0 | Bonus Choice Hotels, gas, grocery, and home-improvement categories under termsChoice Gold status; no foreign transaction fee | Occasional Choice Hotels guests | Choice-specific redemptions | Wells Fargo Checked 2026-07-22 |
| Hilton Honors CardAmerican Express | $0 | 7X Hilton; 5X U.S. restaurants, supermarkets, and gas; 3X other eligible spendHilton Silver status; no foreign transaction fee | Occasional Hilton guests wanting a no-fee keeper | No automatic annual free night | American Express Checked 2026-07-22 |
What it earns
Up to 14X total at Marriott under program stack; bonus travel categories.
What comes with it
Silver status; 5 elite-night credits.
Dean treats these as the reasons to hold the Marriott Bonvoy Bold. If you would not use them, the card is worth less to you than its marketing says.
- Silver status
- 5 elite-night credits
Who can get it
Dean lists the Marriott Bonvoy Bold for good, excellent credit. It is a personal card. Availability: public national.
A listed credit range is a starting point, not an approval promise. Chase decides approval, your credit limit, and your rate when you apply.
The catch
No anniversary free night.
Annual fee: $0. Dean checked the fee and terms against Chase on July 22, 2026. Terms can change after that date, so read the live offer before you apply.
How a airline co-brand card works
Rewards and perks tie to one airline or alliance. Free checked bags, priority boarding, lounge access, companion benefits, award discounts.
Best for: People loyal to a specific airline. Watch for: Lower value when flying other airlines; devaluations are outside the issuer's control.
How a hotel co-brand card works
Rewards and benefits tie to one hotel program. Elite status, anniversary nights, elite-night credits, on-property earning.
Best for: Travelers who repeatedly stay with one hotel group. Watch for: Free-night rules, resort fees, and program changes can limit value.
How a retail open-loop co-brand card works
Merchant-branded Visa, Mastercard, or Amex that also works elsewhere. High merchant rewards plus general network acceptance.
Best for: Loyal customers who still need an everyday payment card. Watch for: Outside-merchant rewards are often weak.
Flat rewards: how to value it
Same rate on most eligible purchases.
Conditions to check: Excluded cash-like transactions and redemption value. Best for simplicity and uncategorized spend.
Bonus categories: how to value it
Higher earn rate for named merchant categories.
Conditions to check: Merchant category code, caps, activation, and geographic limits. Verify how the merchant codes, not how it describes itself.
Travel portal multiplier: how to value it
Higher rewards or credits for issuer-portal bookings.
Conditions to check: Portal price, cancellation rules, elite credit, and direct-booking benefits. Compare the total trip terms, not only the multiplier.
Sources and scope
Check the evidence, then check the live offer.
Dean links directly to the issuer. Card terms and eligibility can change after the review date.