ChasePrime Visa
$0 with Prime membershipPrime members with heavy Amazon and Whole Foods spend
Requires paid Prime for headline rate
Check current offer This link goes to Chase’s site. Dean earns nothing if you apply.Chase Prime Visa
Annual fee $0 with Prime membership. 5% at Amazon.com, Amazon Fresh, Whole Foods, and Chase Travel with eligible Prime; bonus transit and dining; 1% other.
See if it fits my walletDean’s short answer
Best fit: Prime members with heavy Amazon and Whole Foods spend.
Retail co-brandCash back
This card and its closest alternatives
The 3 reviewed personal cards that share the most card types and features with the Prime Visa.
When a link pays Dean a commission, the card says so right there. Paid or not, the ranking never changes, and no issuer sponsors or endorses Dean. Approval, rates, and terms are controlled by the card issuer.
ChaseFreedom Unlimited
$0Chase Freedom Unlimited
Annual fee: $0, against $0 with Prime membership for the Prime Visa. Best fit: People wanting a simple no-fee Chase card. Dean’s catalog lists it as: Cash back, Transferable-points companion.
Read Dean’s reviewCitiCostco Anywhere Visa
$0 with paid Costco membershipCiti Costco Anywhere Visa
Annual fee: $0 with paid Costco membership, against $0 with Prime membership for the Prime Visa. Best fit: Costco members with gas, dining, and travel spend. Dean’s catalog lists it as: Retail co-brand, Gas, Dining, Travel.
Read Dean’s reviewCapital OneSavor Cash Rewards
$0Capital One Savor Cash Rewards
Annual fee: $0, against $0 with Prime membership for the Prime Visa. Best fit: Food and entertainment spenders wanting no fee. Dean’s catalog lists it as: Dining, Grocery, Entertainment, Cash back.
Read Dean’s review| Card | Annual fee | Rewards and benefit summary | Best fit | Main drawback | Source |
|---|---|---|---|---|---|
| Prime VisaChase | $0 with Prime membership | 5% at Amazon.com, Amazon Fresh, Whole Foods, and Chase Travel with eligible Prime; bonus transit and dining; 1% otherNo foreign transaction fee; travel and purchase protections under guide | Prime members with heavy Amazon and Whole Foods spend | Requires paid Prime for headline rate | Chase Checked 2026-07-22 |
| Freedom UnlimitedChase | $0 | 1.5% base plus higher rates on Chase Travel, dining, and drugstoresPurchase protection; extended warranty; can combine rewards with eligible Sapphire or Ink cards | People wanting a simple no-fee Chase card | Foreign transaction fee; travel value improves only when paired with an eligible premium card | Chase Checked 2026-07-22 |
| Costco Anywhere VisaCiti | $0 with paid Costco membership | Tiered cash back on eligible gas and EV, restaurants, travel, Costco, and other spendNo foreign transaction fee; Costco-linked reward certificate | Costco members with gas, dining, and travel spend | Annual certificate redemption and paid Costco membership | Citi Checked 2026-07-22 |
| Savor Cash RewardsCapital One | $0 | 3% grocery, dining, entertainment, and popular streaming; 1% otherNo foreign transaction fee; entertainment access | Food and entertainment spenders wanting no fee | Superstores and wholesale clubs excluded from grocery category | Capital One Checked 2026-07-22 |
What it earns
5% at Amazon.com, Amazon Fresh, Whole Foods, and Chase Travel with eligible Prime; bonus transit and dining; 1% other.
On everyday purchases that fit no bonus category, Dean counts 1% back when it ranks this card for you.
What comes with it
No foreign transaction fee; travel and purchase protections under guide.
Dean treats these as the reasons to hold the Prime Visa. If you would not use them, the card is worth less to you than its marketing says.
- No foreign transaction fee
- travel and purchase protections under guide
Who can get it
Dean lists the Prime Visa for good, excellent credit. It is a personal card. Availability: public national.
A listed credit range is a starting point, not an approval promise. Chase decides approval, your credit limit, and your rate when you apply.
The catch
Requires paid Prime for headline rate.
Annual fee: $0 with Prime membership. Dean checked the fee and terms against Chase on July 22, 2026. Terms can change after that date, so read the live offer before you apply.
How a airline co-brand card works
Rewards and perks tie to one airline or alliance. Free checked bags, priority boarding, lounge access, companion benefits, award discounts.
Best for: People loyal to a specific airline. Watch for: Lower value when flying other airlines; devaluations are outside the issuer's control.
How a hotel co-brand card works
Rewards and benefits tie to one hotel program. Elite status, anniversary nights, elite-night credits, on-property earning.
Best for: Travelers who repeatedly stay with one hotel group. Watch for: Free-night rules, resort fees, and program changes can limit value.
How a retail open-loop co-brand card works
Merchant-branded Visa, Mastercard, or Amex that also works elsewhere. High merchant rewards plus general network acceptance.
Best for: Loyal customers who still need an everyday payment card. Watch for: Outside-merchant rewards are often weak.
How a deferred-interest retail or medical card works
Interest is waived only if the promotional balance is fully paid by the deadline. Can finance a large eligible purchase without interest when repaid on time.
Best for: Disciplined borrowers with a fixed payoff plan. Watch for: If the balance remains, retroactive interest can apply to the original purchase date.
Flat rewards: how to value it
Same rate on most eligible purchases.
Conditions to check: Excluded cash-like transactions and redemption value. Best for simplicity and uncategorized spend.
Travel portal multiplier: how to value it
Higher rewards or credits for issuer-portal bookings.
Conditions to check: Portal price, cancellation rules, elite credit, and direct-booking benefits. Compare the total trip terms, not only the multiplier.
Annual travel credit: how to value it
Statement credit or instant discount for eligible travel.
Conditions to check: Calendar versus cardmember year, portal or merchant restrictions, exclusions. Value it at face value only if you would use it naturally.
Sources and scope
Check the evidence, then check the live offer.
Dean links directly to the issuer. Card terms and eligibility can change after the review date.