Bank of AmericaAllways Rewards Visa
$59Regular Allegiant flyers
Narrow airline network and annual fee
Check current offer This link goes to Bank of America’s site. Dean earns nothing if you apply.Bank of America Allways Rewards Visa
Annual fee $59. 3X Allegiant; 2X qualifying dining; 1X other.
See if it fits my walletDean’s short answer
Best fit: Regular Allegiant flyers.
Airline co-brand
This card and its closest alternatives
The 3 reviewed personal cards that share the most card types and features with the Allways Rewards Visa.
When a link pays Dean a commission, the card says so right there. Paid or not, the ranking never changes, and no issuer sponsors or endorses Dean. Approval, rates, and terms are controlled by the card issuer.
ChaseUnited Explorer
$0 first year, then current feeChase United Explorer
Annual fee: $0 first year, then current fee, against $59 for the Allways Rewards Visa. Best fit: Regular United flyers who check a bag. Dean’s catalog lists it as: Airline co-brand.
Read Dean’s reviewChaseAeroplan Card
$95Chase Aeroplan Card
Annual fee: $95, against $59 for the Allways Rewards Visa. Best fit: Air Canada and Star Alliance users. Dean’s catalog lists it as: Airline co-brand, Transfer ecosystem.
Read Dean’s reviewCitiAAdvantage Platinum Select
$0 first year, then $99Citi AAdvantage Platinum Select
Annual fee: $0 first year, then $99, against $59 for the Allways Rewards Visa. Best fit: Regular American Airlines flyers. Dean’s catalog lists it as: Airline co-brand.
Read Dean’s review| Card | Annual fee | Rewards and benefit summary | Best fit | Main drawback | Source |
|---|---|---|---|---|---|
| Allways Rewards VisaBank of America | $59 | 3X Allegiant; 2X qualifying dining; 1X otherPriority check-in and boarding; free beverage; no blackout dates under program terms | Regular Allegiant flyers | Narrow airline network and annual fee | Bank of America Checked 2026-07-22 |
| United ExplorerChase | $0 first year, then current fee | Bonus United, dining, and hotel spendFree checked bag; priority boarding; United Club passes; partner credits | Regular United flyers who check a bag | Credits and bag benefit have qualifying rules | Chase Checked 2026-07-22 |
| Aeroplan CardChase | $95 | 3X Air Canada, grocery, and dining; 1X other with spend bonuses under termsFree checked bag; Aeroplan status in first year; broad Star Alliance redemption options | Air Canada and Star Alliance users | Award-program complexity and airline-specific perks | Chase Checked 2026-07-22 |
| AAdvantage Platinum SelectCiti | $0 first year, then $99 | 2X eligible American Airlines, restaurants, and gas; 1X otherFirst checked bag; preferred boarding; flight discount after spend under terms | Regular American Airlines flyers | Airline-specific value and annual fee | Citi Checked 2026-07-22 |
What it earns
3X Allegiant; 2X qualifying dining; 1X other.
What comes with it
Priority check-in and boarding; free beverage; no blackout dates under program terms.
Dean treats these as the reasons to hold the Allways Rewards Visa. If you would not use them, the card is worth less to you than its marketing says.
- Priority check-in and boarding
- free beverage
- no blackout dates under program terms
Who can get it
Dean lists the Allways Rewards Visa for good, excellent credit. It is a personal card. Availability: public national.
A listed credit range is a starting point, not an approval promise. Bank of America decides approval, your credit limit, and your rate when you apply.
The catch
Narrow airline network and annual fee.
Annual fee: $59. Dean checked the fee and terms against Bank of America on July 22, 2026. Terms can change after that date, so read the live offer before you apply.
How a airline co-brand card works
Rewards and perks tie to one airline or alliance. Free checked bags, priority boarding, lounge access, companion benefits, award discounts.
Best for: People loyal to a specific airline. Watch for: Lower value when flying other airlines; devaluations are outside the issuer's control.
How a hotel co-brand card works
Rewards and benefits tie to one hotel program. Elite status, anniversary nights, elite-night credits, on-property earning.
Best for: Travelers who repeatedly stay with one hotel group. Watch for: Free-night rules, resort fees, and program changes can limit value.
How a retail open-loop co-brand card works
Merchant-branded Visa, Mastercard, or Amex that also works elsewhere. High merchant rewards plus general network acceptance.
Best for: Loyal customers who still need an everyday payment card. Watch for: Outside-merchant rewards are often weak.
Flat rewards: how to value it
Same rate on most eligible purchases.
Conditions to check: Excluded cash-like transactions and redemption value. Best for simplicity and uncategorized spend.
Travel portal multiplier: how to value it
Higher rewards or credits for issuer-portal bookings.
Conditions to check: Portal price, cancellation rules, elite credit, and direct-booking benefits. Compare the total trip terms, not only the multiplier.
Annual travel credit: how to value it
Statement credit or instant discount for eligible travel.
Conditions to check: Calendar versus cardmember year, portal or merchant restrictions, exclusions. Value it at face value only if you would use it naturally.
Sources and scope
Check the evidence, then check the live offer.
Dean links directly to the issuer. Card terms and eligibility can change after the review date.